Are Banks Open Today?

Verified against the Federal Reserve K.8, GOV.UK bank holidays & the RBI holiday calendar · Updated

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Bank holiday questions, answered

Are banks open on Sundays?

No. Banks are closed every Sunday in the United States, the United Kingdom and India — this is the one closure rule that never changes.

Are banks open on the second Saturday in India?

No. Under the RBI rule in force since September 2015, Indian banks are closed on the 2nd and 4th Saturdays of every month. The 1st, 3rd and 5th Saturdays are full working days.

Are banks open on US federal holidays?

Most US banks close on all 11 federal holidays, including Thanksgiving and Christmas. A few branches inside grocery stores may keep limited hours — confirm with your bank.

Do banks work on Saturdays in the USA?

Many US banks open Saturday mornings with reduced hours, typically 9 AM to 1 PM. Saturday is never a federal holiday in the US — branches set their own hours.

Are banks open on Saturdays in the UK?

Most UK high-street banks open on Saturday mornings with reduced hours, but Saturday is not a bank holiday — hours vary by bank and branch. UK banks are always closed on Sundays.

Do ATMs and UPI work on bank holidays?

Yes. ATMs, UPI, IMPS, NEFT and RTGS keep working on bank holidays in India, and ATMs plus online banking stay up in the US. Only physical branches close.

Check bank holidays by country

How the checker works

The answer above is computed on your device from the official calendars: the Federal Reserve K.8 holiday schedule (plus OPM observed-day rules and state extras like Texas and Massachusetts) for the US, the GOV.UK bank holiday calendar (per nation: England & Wales, Scotland, Northern Ireland) for the UK, and the RBI holiday matrix — resolved per state through the correct RBI regional office — for India.

Weekend rules are built in: every Sunday is closed in all three countries; in India the 2nd and 4th Saturdays are closed under the RBI rule (1st, 3rd and 5th Saturdays are working days), while in the US and UK most banks open Saturday mornings with reduced hours. UK bank holidays that fall on a weekend move to a substitute weekday — the checker follows the official GOV.UK dates. One-off closures, such as strike calls or official circulars, override the calendar when published.

The date used is your own local date — nothing is baked in at build time, so the answer is correct whether you visit at midnight in Mumbai or noon in New York.